Photoshop generative credits, explained
Last updated 13 November 2026
Photoshop’s generative fill is paid in generative credits. A fill uses 1 to 40 credits depending on the model and the size, plans include a monthly allowance that doesn’t carry over, and extra credits are sold as monthly add-ons. At the smallest add-on, a credit is worth about half a cent, so a Nano Banana 2 fill costs about $0.10.
How many credits does a generative fill use?
| Model in Photoshop’s generative fill | Credits per fill |
|---|---|
| Firefly Fill & Expand | 1 |
| Firefly Image 5 | 10 |
| FLUX.1 Kontext [pro] | 10 |
| FLUX.2 | 20 |
| Nano Banana 2, 1K or 2K | 20 |
| Nano Banana 2, 4K | 30 |
| Nano Banana Pro | 40 |
Adobe calls the partner models “premium” and gives their rates “for a limited time”. For Gemini models, it says they use 10 to 40 credits depending on the output size, without publishing the size thresholds. The Remove tool is free.
How many credits does each plan include?
| Plan | Price per month | Credits per month |
|---|---|---|
| Photoshop | $22.99 | 25 (500 if you subscribed before 17 June 2025) |
| Photography, 1 TB | $19.99 | 1,000 |
| Creative Cloud Standard | $54.99 | 25 |
| Creative Cloud Pro | $69.99 | 4,000 |
| Firefly Standard | $9.99 | 2,000 |
Credits start again from zero each month: those you don’t use are lost. Older plans keep their own allowances; the former Photography 20 GB plan, no longer sold, shows 100 credits, and some long-time subscribers report 250.
How much does a credit cost?
Extra credits are sold only as monthly subscriptions:
| Add-on | Price per month | Price per credit |
|---|---|---|
| 2,000 credits | $9.99 | $0.0050 |
| 7,000 credits | $29.99 | $0.0043 |
| 10,000 credits | $49.99 | $0.0050 |
| 50,000 credits | $199.99 | $0.0040 |
At the smallest add-on, a Nano Banana 2 fill (20 credits) costs about $0.10, a 4K one (30 credits) about $0.15, and a Nano Banana Pro fill about $0.20. With 250 credits a month, that is about 12 Nano Banana 2 fills, or 250 with Firefly Fill & Expand.
How do I see what a fill will cost?
Since spring 2026, hovering over Generate in Photoshop shows the estimated number of credits, if tooltips are turned on in the notification settings. The cost stays in credits, not in money.
Is there another way to pay?
With Fulla, a free plugin, you pay the AI service you connect per image, without a plan or credits. A Nano Banana 2.1 image measured $0.048 at 1K and $0.063 at 2K on 10 November 2026, and the panel shows the cost of every run in dollars. See Fulla vs Photoshop’s generative fill.
Sources
- Adobe, generative credits FAQ.
- Voyager, Photoshop generative credits, credits per model, plan and add-on (21 September 2026).
- Fstoppers, Adobe’s new AI credit cost preview in Photoshop (27 May 2026).
- Adobe Community, monthly credits of the Photography 20 GB plan (May 2025).
Fulla is not affiliated with Adobe. Adobe and Photoshop are trademarks of Adobe.